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St. Mary's Credit Union BlogAre You Looking for Holiday Shopping Help? [Checklist]

Are You Looking for Holiday Shopping Help? [Checklist]

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Holiday shopping can sometimes be a tricky adventure. However, with the right tips and guides on how to make your shopping experience fruitful, you will not only avoid holiday overspending, but also get great deals on almost all items you are shopping for. Here is a checklist of the various essential holiday shopping tips and holiday shopping tricks to make you a super shopper.

  1. Know when stores are offering lucrative deals

If you want to have an awesome shopping experience, especially when holiday shopping on a budget, be on the look-out for the various discount deals offered by stores during the holiday seasons. For example, the Monday after the Thanks-giving holiday, also known as Cyber Monday, is one of the best days in the year to shop because of the many great deals offered by stores nation-wide.

However, online retail stores offer customers with attractive deals the whole holiday season. So, if you’re wondering of what to buy on black Friday, just get online and search for stores offering great holiday discounts, it will surely save your holiday spending.

  1. Plan Early & Make a List

To make your holiday shopping easy and fruitful, start planning as soon as possible. Begin looking at favorite sites early to see if there are any messages for upcoming offers on sales. Create a list of the gifts you plan on buying and stick to it during the shopping day to avoid holiday overspending.

Having an organized list helps you to avoid confusion and blowing your budget because temptations to buy other things on offer, but not on your list, are high!

  1. Beware of deals that seem to be too good to be true

As it is said, when the deal is too good, think twice. There are many offers during the holiday season but not all are as genuine as they sound. Deal with sites and retailers that you trust in, or those recommended by friends and relatives.

For new stores, especially online stores that you suspect to be having fishy deals, use verification sites such as TRUSTe to see if they are verified.

  1. Compare shopping services and products

Research ways to save money when holiday shopping. Comparing prices from one site to another is one of the best ways to avoid holiday overspending because you will find the site’s and stores offering better prices for you. And don't forget to check the shipping costs across the sites, the shipping period, and the reviews of the site’s services as well as products by other previous shoppers.

Great comparison shopping engines include Nextag, Google shopping, Shopping.com, Shopzilla and PriceGrabber.

  1. Find coupon codes

Coupon codes are a great way to making your shopping fun and fruitful. You can easily find websites that share coupon codes with shoppers. For example, ebates.com offers plenty of coupon codes for Walmart, Sephora, Amazon, Nobles, Best Buy, and more. These coupon codes will help you get free shipping deals, free goods and huge discounts on offer. Also, to stay on top of all Cyber Monday deals online as well as information on offers and coupons for free shipping and discounts, visit sites such as CyberMonday.com or dealio.com.

This checklist for holiday shopping tips will get you going any time of the day. Follow it to the latter and you will see its fruits in not time. Remember when doing your holiday shopping this year; use the St. Mary’s credit card because it will have the lowest interest rates out of all your other credit cards!

 Related Post: 10 Quick Tips to Make the Most of Your Budget

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